Packer just got back from the vet,66.7 lbs. at 11 months she says he's perfect,except he had an ear infection,but she recommended I get insurance good idea or notAttachment 3679
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Packer just got back from the vet,66.7 lbs. at 11 months she says he's perfect,except he had an ear infection,but she recommended I get insurance good idea or notAttachment 3679
I have Pet Plan for mine, Maxx has been insured since he was 10 weeks old. I think it is a good idea as Labs are prone to many health issues. Maxx came from a breeder that tests for everything that can be tested for and there are not any health issues like HD, ED, PRA, EIC, etc in his lines but that does not mean he could not suffer from HD, ED, a rupture of a CCL, allergies and many other things as he ages. I just like the peace of mind, to know that I would not have to even think about an expensive surgery or treatment, should the day come, it is worth it to me. Some people have a savings account dedicated to pet health care, I worry a surgery or cancer treatment could wipe that out fairly quickly. Whatever works for you I do think it is best to do one or the other.
YEAH for a good vet visit.
I've not been able to get pet insurance, the premiums for seniors and all the exclusions, no way. The sooner you get it, the better. Watch out for exclusions, i.e., hips, elbows. If it entails getting x-rays now to prove a baseline of sound joints, a good thing to do.
I have PetPlan which covers hip/elbow issues but both Luna and Comet's parents are excellent or good so I'm not too worried.
My deductible is $100 per incident, no coverage limit and it's $50 per month for the two of them. I feel like it's super expensive now but I'm glad I have it in case of super expensive surgery or treatment.
I have Healthy Paws. I have a $250 yearly deductible and 90% coverage. Mine is $35/month and it's deducted automatically. Also, all claims are filed online. I've really used it this year between ear infections, skin infections, and poop problems. Stool tests are expensive and so are ear treatments!
Seems like in the NW, Trupanion is what vets push. I've never had insurance on the dogs personally. I think the first year I've had maybe 1 ear infection, 1 UTI and that's it. Not worth it imo but then again, I have a savings account there and that's all you need most of the time to ward off the demons!
I have a friends who’s a vet here in NJ and she highly recommends Trupanion, but I have never had pet insurance. Except for the emergency c-section this summer, we really haven’t had many expensive things with the dogs - just normal shots, ear meds, etc. I don’t know that it would have been worth it, and like Anne we have savings to cover it.Quote:
Originally Posted by windycanyon
Just remembered that we had lots of P/T when Chloe hurt her leg, but I don’t even know if that would have been covered. Each session wasn’t that expensive but she went for several months.
One of our former rescues, now an agility Lab with a MACH (agility championship) had her physical therapy mostly paid for by the PetsFirst insurance. It is one you get through petfinder.com OR just directly. I believe that they cover much of hip surgery of other treatment. A couple years ago, a different insurance, PetPlan was paying much of cruciate surgery on Labs on this board.
I have Petplan. I have only used it once, it paid for Tux to have hip xrays, ortho consult, laser therapy, and adequan. I just had to pay my $200 deductible, and since the ortho was a specialist it only covered 80% of that visit. It was well worth it to me, I don't want to have to use it but it would only take a couple xrays or one accident to pay for itself. If Tux had needed any physical therapy it would have covered that as well.
I am not replying in detail to this thread for fear of jinxing myself and Piper, suffice it to say we do not have health insurance.