need some help in deciding coverage if I stay with Petplan
Bleh - as some of you know I made a post about Petplan and how they changed underwriters. Their premiums for me have gone up considerably. For Charlie who is 8 coverage would more than double for less coverage - lame. I live in CA so I am currently paying $832 which would jump to about $1600 give or take depending on plan.
I've thought about just canceling both polices on the dogs, but I'm too chicken. You know as soon as I do that something costly will happen and I will be kicking my self. I really have pet insurance for very expensive situations.
Sooo if I decide to stay with Petplan. How should I choose my deductible? You can choose your plan now. If I'm just wanting to go with emergency coverages or specialists should I go for a higher deductible? I just don't know what the best choice would be so I'm not getting ripped off.
Thanks
Nancy
Oh and choosing another insurance company would have both boys with pre-existing conditions. When I signed up with Nationwide they said both boys had skin allergies (um no) and that anything related to skin would not be covered. Charlie had about 5-6 pre-existing conditions and Niner had 2.