Results 1 to 10 of 10

Thread: The Vet

  1. #1
    House Broken jules's Avatar
    Join Date
    Dec 2014
    Location
    lindenhurst
    Posts
    174
    Thanked: 69

    The Vet

    Packer just got back from the vet,66.7 lbs. at 11 months she says he's perfect,except he had an ear infection,but she recommended I get insurance good idea or not-img_9234-jpg
    Packer

  2. #2
    Senior Dog Maxx&Emma's Avatar
    Join Date
    May 2014
    Location
    SE, PA
    Posts
    4,406
    Thanked: 1992
    I have Pet Plan for mine, Maxx has been insured since he was 10 weeks old. I think it is a good idea as Labs are prone to many health issues. Maxx came from a breeder that tests for everything that can be tested for and there are not any health issues like HD, ED, PRA, EIC, etc in his lines but that does not mean he could not suffer from HD, ED, a rupture of a CCL, allergies and many other things as he ages. I just like the peace of mind, to know that I would not have to even think about an expensive surgery or treatment, should the day come, it is worth it to me. Some people have a savings account dedicated to pet health care, I worry a surgery or cancer treatment could wipe that out fairly quickly. Whatever works for you I do think it is best to do one or the other.

  3. #3
    Senior Dog POPTOP's Avatar
    Join Date
    May 2014
    Location
    Illinois
    Posts
    10,985
    Thanked: 6722
    YEAH for a good vet visit.

    I've not been able to get pet insurance, the premiums for seniors and all the exclusions, no way. The sooner you get it, the better. Watch out for exclusions, i.e., hips, elbows. If it entails getting x-rays now to prove a baseline of sound joints, a good thing to do.
    Hidden Content
    Kissing Bandit

  4. #4
    Senior Dog doubledip1's Avatar
    Join Date
    May 2014
    Location
    Upstate New York
    Posts
    1,944
    Thanked: 1711
    I have PetPlan which covers hip/elbow issues but both Luna and Comet's parents are excellent or good so I'm not too worried.

    My deductible is $100 per incident, no coverage limit and it's $50 per month for the two of them. I feel like it's super expensive now but I'm glad I have it in case of super expensive surgery or treatment.
    Hidden Content
    Sarah, human
    Luna, born 6/14/13, gotcha 8/18/13 and TDI certified 5/12/2015
    Comet, born 4/3/15, gotcha 6/9/15
    Double Dip, 25 y/o Draft/Welsh pony
    Gracie, 17 y/o DSH cat
    Hidden Content
    Hidden Content

  5. #5
    Senior Dog Meeps83's Avatar
    Join Date
    May 2014
    Location
    Wisconsin
    Posts
    1,917
    Thanked: 1052
    I have Healthy Paws. I have a $250 yearly deductible and 90% coverage. Mine is $35/month and it's deducted automatically. Also, all claims are filed online. I've really used it this year between ear infections, skin infections, and poop problems. Stool tests are expensive and so are ear treatments!

  6. #6
    Senior Dog windycanyon's Avatar
    Join Date
    Jun 2014
    Location
    C. WA
    Posts
    1,624
    Thanked: 1235
    Seems like in the NW, Trupanion is what vets push. I've never had insurance on the dogs personally. I think the first year I've had maybe 1 ear infection, 1 UTI and that's it. Not worth it imo but then again, I have a savings account there and that's all you need most of the time to ward off the demons!
    Hidden Content
    The WindyCanyon Girls (taken Summer 2018)
    IntCH WindyCanyon's Northern Spy CDX RA JH OA OAJ CC (14.5 yrs)
    IntCH WindyCanyon's Ruby Pink BN CD RA CC (4.5 yrs)
    IntCH WindyCanyon's Kanzi BN CDX RE JH (5 yrs)
    IntCH WindyCanyon ItsOnlyMoneyHoneycrisp BN RN CC (16mos)
    IntCH WindyCanyon's Pippin BN RI CC (2.5 yrs)
    IntCH WindyCanyon's Envy CDX RE JH CC (10.5 yrs)
    IntCH HIT WindyCanyon's Kiku A Fuji Too CDX RE JH CC (10 yrs)







  7. #7
    Senior Dog
    Join Date
    May 2014
    Location
    Central NJ
    Posts
    2,603
    Thanked: 2277
    Quote Originally Posted by windycanyon View Post
    Seems like in the NW, Trupanion is what vets push. I've never had insurance on the dogs personally. I think the first year I've had maybe 1 ear infection, 1 UTI and that's it. Not worth it imo but then again, I have a savings account there and that's all you need most of the time to ward off the demons!
    I have a friends who’s a vet here in NJ and she highly recommends Trupanion, but I have never had pet insurance. Except for the emergency c-section this summer, we really haven’t had many expensive things with the dogs - just normal shots, ear meds, etc. I don’t know that it would have been worth it, and like Anne we have savings to cover it.

    Just remembered that we had lots of P/T when Chloe hurt her leg, but I don’t even know if that would have been covered. Each session wasn’t that expensive but she went for several months.
    Annette

    Cookie (HIT HC Jamrah's Legally Blonde, UDX, OM2, BN) 6/4/2015
    Sassy (HIT Jamrah's Blonde Ambition, UDX, OM2, BN) 6/4/2015

    Chloe (HIT HC OTCH Windsong's Femme Fatale, UDX4, OM6, RE) 6/7/2009

    And remembering:

    Scully (HC Coventry's Truth Is Out There, UD, TD, RN) 4/14/1996 - 6/30/2011
    Mulder (Coventry's I Want To Believe, UD, RN, WC) 5/26/1999 - 4/22/2015

    And our foster Jolie (Windsong's Genuine Risk, CDX) 5/26/1999 - 3/16/2014

    Hidden Content

  8. #8
    Senior Dog Charlotte K.'s Avatar
    Join Date
    May 2014
    Location
    somewhere out there
    Posts
    938
    Thanked: 581
    One of our former rescues, now an agility Lab with a MACH (agility championship) had her physical therapy mostly paid for by the PetsFirst insurance. It is one you get through petfinder.com OR just directly. I believe that they cover much of hip surgery of other treatment. A couple years ago, a different insurance, PetPlan was paying much of cruciate surgery on Labs on this board.

  9. #9
    Senior Dog shellbell's Avatar
    Join Date
    May 2014
    Location
    St. Louis area
    Posts
    836
    Thanked: 497
    I have Petplan. I have only used it once, it paid for Tux to have hip xrays, ortho consult, laser therapy, and adequan. I just had to pay my $200 deductible, and since the ortho was a specialist it only covered 80% of that visit. It was well worth it to me, I don't want to have to use it but it would only take a couple xrays or one accident to pay for itself. If Tux had needed any physical therapy it would have covered that as well.

  10. The Following User Says Thank You to shellbell For This Useful Post:

    Charlotte K. (12-01-2015)

  11. #10
    Real Retriever
    Join Date
    Nov 2015
    Location
    Seattle
    Posts
    343
    Thanked: 141
    I am not replying in detail to this thread for fear of jinxing myself and Piper, suffice it to say we do not have health insurance.

 



Not a Member of the Labrador Retriever Chat Forums Yet?
Register for Free and Share Your Labrador Retriever Photos

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •