Cobwebs on my checkbook.

[janedoe]

My RV loan is with a bank, a small bank, however they can not accept electronic payments. Which is infuriating. they also don't give me a payment book, instead every month they send me a payment slip that I need to send back to them with a check. I really hate this bank. Anyway, before i got this loan I first had to find where i put my checkbook, then when I did. The last check I had written was in 2008 when I bought my house. I do find it odd now days when places can't accept electronic forms of payment. I bought girl scout cookies and the little girl had a mini CC reader that plugs into her phone. Yet a bank can't accept electronic forms of payment.

That's wild. I get my mechanic. I yelp reviewed him and he didn't even know what yelp was until they called him about the review. He also drives a 1997. But a bank?

[Jeff]

That's wild. I get my mechanic. I yelp reviewed him and he didn't even know what yelp was until they called him about the review. He also drives a 1997. But a bank?

It does seem old-timey. They could give you a payment book. On the other hand perhaps it's a way to keep their costs (and therefore fees) down. Also that makes identity theft and account hacking more difficult.
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We took a road trip several years ago and I stopped for gas. A sign on the pump read 'Credit and debit down' so I went in, paid cash, and we were on our way. Another customer whose vehicle was breathing fumes (my phrase not the customer's) had no cash and maybe, maybe not, made it to a station with working EFT.

Yep, I am painfully aware of this every month. There is a whole lot wrong with this bank. Honestly, I think they are pretty underhanded. For example, Michigan is a not a title bound state, which means when I get a car, or an RV, or a Boat, I get to keep the title. It is mine, in some states the title actually goes to the bank. They were insistent that I send them the title to the RV. Which I tried to explain to them I was not required by law to do that and the title was mine in this state. Finally after arguing with them I sent them the title. Went to the Secretary of state, said I lost the title, and for $10 they voided out the old one and issued me a new one.

The other thing, I think they do this to charge fees and things. So one month I never received my payment stub from them. I called them, and it was 5$ for them to reissue it. Which it would have then arrived late and I would have got a $10 late fee for my payment. They could take payment over the phone, but that is a 12$ fee. Trust me I really hate this bank. They had the nerve to call me once and try to get me to open an checking account with them. I let the lady have it.

[Mr Kleb]

Yep, I am painfully aware of this every month. There is a whole lot wrong with this bank. Honestly, I think they are pretty underhanded. For example, Michigan is a not a title bound state, which means when I get a car, or an RV, or a Boat, I get to keep the title. It is mine, in some states the title actually goes to the bank. They were insistent that I send them the title to the RV. Which I tried to explain to them I was not required by law to do that and the title was mine in this state. Finally after arguing with them I sent them the title. Went to the Secretary of state, said I lost the title, and for $10 they voided out the old one and issued me a new one.

The other thing, I think they do this to charge fees and things. So one month I never received my payment stub from them. I called them, and it was 5$ for them to reissue it. Which it would have then arrived late and I would have got a $10 late fee for my payment. They could take payment over the phone, but that is a 12$ fee. Trust me I really hate this bank. They had the nerve to call me once and try to get me to open an checking account with them. I let the lady have it.

Yeah I would end my relationship with that bank when the loan's paid off.

[fan of fanboys]

I attempt to adhere to Dave Ramsey method so I use cash from an envelope or debit. My paycheck is almost all accounted for each month with my budget. I do hate when I do not have cash and a place does not take debit. I get it when small mom and pop places but like another poster said so many have the thing that connects to iPhone or iPad